When:
May 13, 2026 @ 8:00 am – 9:00 am
2026-05-13T08:00:00-04:00
2026-05-13T09:00:00-04:00

Carl E. Habekost, Fisher Phillips

Zachary Pena, Ridgeback Investigations

Ken Finley, V+A Risk Services

Session Description:
Employers have access to a variety of tools to help minimize the impact of a claim.
Some opportunities are beneficial in helping reduce the cost of a claim, while others
can even help determine if the claim is proper. This session will present these tools
from legal, actuarial, and investigative perspectives.

Session Learning Objectives:

  • Learn what steps to take at the onset of a claim to determine if it is proper
  • How to best utilize social media and surveillance investigations
  • Discover opportunities to recover costs once a claim has occurred

Bios:

Carl Habekost, workers’ comp and employment law attorney for 30 years, served as
Industrial Commission Hearing Officer, holds a COSS and knowledge of OSHA and safety
requirements, current Board President of the Safety Council of Northwest Ohio. Carl is
presently a professor at the University of Findlay and of counsel at Fisher Phillips.

Zachary Pena is an owner and Investigator of Ridgeback Investigations, managing
operations with his wife, Allie, in Michigan and Ohio. He has been a private investigator
since 2016 conducting surveillance and social media investigations throughout the
country, He is a licensed Private Investigator in several states across the U.S., earned a
Bachelor’s Degree in Journalism from Michigan State University, and holds the Fraud
Claims Law Associate designation from the American Educational Institute.

Ken Finley has been active in Ohio Workers’ Compensation for 31 years, the last 28 with
V+A Risk Services, providing employers with risk management strategies to help minimize
the impact of workers’ compensation claims. Ken forecasts premium impact for employers
at the initial onset of a claim, during permanent partial awards and at lump sum
settlement. Ken speaks at many events during the year offering his Ohio Workers’ Comp
Rockstar and Outside the Box Thinking in Claims Management presentations.